Fabrici Management Consulting delivered a branch solution that makes it easier for business lines to sell consumer loans – it automatically calculates suitable loan options and parameters for the client directly during the sales conversation and applies the bank’s internal credit rules. As part of the delivery, we also implemented a risk‑management interface that supports efficient loan approval and central management of decision rules.

As part of the project, we designed and implemented a branch software solution that supports the consumer‑loan application process from the initial data entry through to the creation of the client offer. The system automatically evaluates risk parameters, applies internal limits and scoring rules, and on this basis calculates suitable loan options and parameters. This reduces error rates, removes manual recalculations, and significantly speeds up the preparation of a personalized offer.

In parallel, we developed an application interface for the risk management department, enabling central management of decision rules, limits, and exceptions, while providing an overview of processed applications. From a technology perspective, the solution is built on a….. platform and an integration server….. that together ensure the workflow of application processing and connectivity with the core banking system and related applications.